重启后仍能跳过协同出方案，未成交可同一句带原因；海陆有价卡改为直接生成报价单。

Co-authored-by: Cursor <cursoragent@cursor.com>

inquiry-agent/tests/test_deal_outcome.py

@@ -9,7 +9,11 @@ import unittest
 from agent.ledger.memory_ledger import MemoryLedger
 from agent.policy import inquiry_copy as copy
 from agent.policy.air_text_flow import AirTextInquiryFlow, FlowSession
-from agent.policy.deal_outcome import capture_lost_reason, finish_deal_outcome
+from agent.policy.deal_outcome import (
+    capture_lost_reason,
+    finish_deal_outcome,
+    harvest_inline_lost_reason,
+)
 from agent.policy.sea_text_flow import SeaTextInquiryFlow
 
 
@@ -144,6 +148,61 @@ class TestDealOutcome(unittest.TestCase):
         self.assertEqual(copy.lost_reason_ack("客户不要了"), "已记下未成交原因：客户不要了。")
         self.assertEqual(copy.lost_reason_ack("价格高。"), "已记下未成交原因：价格高。")
 
+    def test_harvest_inline_lost_reason(self) -> None:
+        self.assertEqual(harvest_inline_lost_reason("未成交，原因客户不想要了"), "客户不想要了")
+        self.assertEqual(harvest_inline_lost_reason("未成交，客户不想要了"), "客户不想要了")
+        self.assertEqual(harvest_inline_lost_reason("未成交：价格太高"), "价格太高")
+        self.assertEqual(harvest_inline_lost_reason("未成交原因客户不想要了"), "客户不想要了")
+        self.assertEqual(harvest_inline_lost_reason("未成交"), "")
+        self.assertEqual(harvest_inline_lost_reason("未成交吗"), "")
+        self.assertEqual(harvest_inline_lost_reason("成交"), "")
+
+    def test_lost_with_inline_reason_finishes(self) -> None:
+        out = finish_deal_outcome(
+            ledger=self.ledger,
+            work_order_no=self.wo,
+            outcome="未成交",
+            facts={},
+            quote={},
+            business_line="SEA",
+            lost_reason="客户不想要了",
+        )
+        self.assertEqual(out.get("phase"), "done")
+        ticket = self.ledger.get_ticket(work_order_no=self.wo)
+        self.assertEqual(ticket.status, "未成交")
+        self.assertEqual(ticket.lost_reason, "客户不想要了")
+        self.assertEqual(ticket.event_wait_kind, "")
+        self.assertEqual(
+            copy.deal_ack("未成交", self.wo, lost_reason="客户不想要了"),
+            "已记录为「未成交」。已记下未成交原因：客户不想要了。",
+        )
+
+    def test_private_lost_and_reason_same_message(self) -> None:
+        flow = AirTextInquiryFlow(self.ledger)
+        flow._save(
+            FlowSession(
+                sender_id="sales1",
+                thread_id="sales1",
+                phase="wait_deal",
+                business_line="SEA",
+                work_order_no=self.wo,
+                allowed=(copy.BTN_DEAL, copy.BTN_LOST, copy.BTN_NEGOTIATE),
+            )
+        )
+        replies: list[str] = []
+        phase = flow.on_text(
+            sender_id="sales1",
+            text="未成交，原因客户不想要了",
+            reply=lambda t, extra=None: replies.append(t),
+        )
+        self.assertEqual(phase, "done")
+        self.assertEqual(
+            self.ledger.get_ticket(work_order_no=self.wo).lost_reason, "客户不想要了"
+        )
+        joined = "\n".join(replies)
+        self.assertIn("客户不想要了", joined)
+        self.assertNotIn("请补充未成交原因", joined)
+
     def test_negotiate_ack_names_followup_day(self) -> None:
         text = copy.deal_ack("协商中", "WO202609190007", "2026-09-24 09:00:00")
         self.assertEqual(