feat: 海运有价卡按三段费用带小计展示

Co-authored-by: Cursor <cursoragent@cursor.com>

inquiry-agent/tests/test_sea_text_inquiry.py

@@ -382,6 +382,33 @@ class SeaTmsCardTests(unittest.TestCase):
         self.assertNotIn("运输分类", ready["tms_facts"])
         self.assertEqual(ready["facts"]["运输分类"], "Port to Port")
 
+    def test_sea_quote_text_uses_three_buckets(self) -> None:
+        quote = {
+            "total": "6952.77",
+            "currency": "CNY",
+            "source_label": "TMS 标准报价",
+            "polCostItems": [
+                {"name": "操作费", "amount": "1020", "currency": "CNY"},
+                {"name": "舱单", "amount": "50", "currency": "CNY"},
+            ],
+            "oceanCostItems": [{"name": "海运费", "amount": "575", "currency": "USD"}],
+            "podCostItems": [
+                {"name": "文件费", "amount": "450", "currency": "CNY"},
+                {"name": "设备费", "amount": "30", "currency": "CNY"},
+            ],
+            "fee_total_polCostItems": "1070",
+            "fee_total_oceanCostItems": "4038",
+            "fee_total_podCostItems": "470",
+        }
+        text = copy.sea_quote_detail_text(work_order_no="WO202609200002", quote=quote)
+        self.assertIn("始发港费用\n操作费：CNY 1020", text)
+        self.assertIn("始发港费用小计：CNY 1070", text)
+        self.assertIn("海运费：USD 575", text)
+        self.assertIn("海运费小计：CNY 4038", text)
+        self.assertIn("目的港费用小计：CNY 470", text)
+        self.assertIn("总成本价：CNY 6952.77", text)
+        self.assertNotIn("时效", text)
+
     def test_long_fee_lines_go_to_text_not_clipped_card(self) -> None:
         """海运多项费用：完整明细必须在文本里，卡片引用条不得半截。"""
         long_quote = {